Always know what is out on memo, and with whom
Send stones or jewellery out on memo, take back what comes back, and turn what is kept into an invoice without typing it again. An ageing view shows what has been out too long.

Memo out and memo in
Goods you send out and goods you take in on consignment, each with its own terms and due date.
Part returns
Take back some stones or part of a parcel’s carats, and the rest stays on memo.
Memo to invoice
Convert what the buyer keeps into a sale in one step, at the agreed price.

How it connects
Memo & consignment shares one set of data with the rest of E-Ratna, so nothing is typed twice.
- Stock & inventoryEvery stone, parcel and piece by location and status, valued live in your own currency.
- Buying & sellingPurchases and invoices for loose stones and jewellery, with multi-currency and tax built in.
- CRM & follow-upsLeads, customers and reminders, so no enquiry and no anniversary is missed.
- Dashboard & reportsA live view of sales, stock value, money owed and metal position the moment you sign in.
Memo & consignment: common questions
Can a stone on memo be sold to someone else by mistake?
No. A stone on memo is marked as out and can’t be sold again until it comes back.
Can I see memo ageing?
Yes. A report shows every memo by party and by days out.
Does it work for jewellery consignment too?
Yes. Memo works the same way for jewellery pieces.
See E-Ratna with your own stock
A free 30-minute demo, no commitment. Pick a time right after you fill the form.